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The birthday rule · A door most people don't know is open

Your birthday just became the best day to lower your Medicare premium.

Your Medigap premium climbs every year — but the birthday rule lets you switch to an equal or lesser plan with no new medical questions.

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Free No obligation Takes 60 seconds
The one big idea

Most people think switching Medicare Supplement plans means a new health exam — and the risk of being denied. With the Wyoming birthday rule, that's not true. Once a year, for a short window around your birthday, you can move to a same-or-lower-benefit plan — no health questions, no denial. Only A-rated carriers are considered.

What the birthday rule can mean for you
Up to $600
saved per year on the exact same coverage
0
medical questions asked to switch
63 days
window each birthday to make your move

This year, instead of that supplement sending you a rate increase as your birthday present — tell them they're fired, and give yourself a raise!

What you get — free.

A personalized Birthday Rule Savings Review, built around your plan and your state. Here's exactly what's inside:

  • 1

    A side-by-side of your current premium vs. lower-cost plan with identical benefits.

  • 2

    Your exact birthday-rule window and deadline for this year.

  • 3

    A no-pressure summary you keep — even if you stay put.

Yours to keep

Neighbors who found money hiding in plain sight.

★★★★★
"Same coverage, $88.02 less every month. I had no idea the birthday rule even existed."
SM
Sandra M., 87
Cheyenne, WY
★★★★★
"Took ten minutes. They found me a plan that saved $609.48 a year — no exam, no hassle."
CB
Charles B., 73
Cheyenne, WY

Statewide reviews available — share this with your friends or relatives who are on a supplement.

Get your free Birthday Rule Savings Review.

You'll hear back within one business day — with your window, your options, and real numbers.

No spam. No obligation. We never sell your information.

Straight answers, no fine print.

Do I have to switch?
No — the review is free and yours to keep. If your current plan is still the best deal, we'll tell you so.
Will this affect my current coverage?
Not unless you choose to change. Nothing happens to your plan just by asking for a review.

Your birthday window only opens once a year. Don't leave money on the table.

A few minutes now could mean hundreds back in your pocket this year — on the exact same coverage.

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Not connected with or endorsed by the U.S. government or federal Medicare program.